Travel insurance for the UAE: private healthcare, medicines and active holidays

Why treatment in the UAE is expensive, what to check in the policy and why some familiar medicines need a prescription.

Healthcare in the UAE is modern but mostly private, and for a tourist it is expensive: a doctor's visit, tests and hospital admission without a policy can cost a large sum. Hospitals usually ask for proof of solvency or a prepayment. So even for a short trip it is worth buying a policy before you fly and checking that the treatment limit is sufficient.

What to check in the policy

The medical expenses limit, direct payment to the clinic, a 24-hour assistance line and evacuation cover. Find out whether the policy meets entry or visa requirements: sometimes insurance is requested when applying. It depends on citizenship and visa type, so check on official sites.

Medicines and rules

The UAE has strict rules on bringing in medicines: some drugs that are routine in many countries are classed as controlled and need a prescription or permit. Bring a prescription or a doctor's letter, keep medicines in their original packaging and check the list on the official website beforehand. A breach can have serious consequences.

Active holidays and rentals

Desert safaris, quad bikes, diving, skydiving and car rental often need a separate option or a suitable licence. Check the terms before buying, not after an incident. This is general information, not a recommendation of a company. Below is a partner insurance card (advertising): compare terms, not only price.