# Travel insurance for Georgia: mountains, skiing and roads

> Trekking in Svaneti and Kazbegi, Gudauri and Bakuriani, mountain serpentines and private clinics: what to check in the policy.

Источник: https://kursfact.com/en/analysis/georgia-travel-insurance/

Опубликовано: 2026-10-07

People choose Georgia for the mountains, the wine and the cities, and a trip often combines Tbilisi, Batumi and high-mountain areas. The mountains determine what to look at in a policy: injuries on hikes and while skiing are the most expensive and most frequent reason for claims, and in remote areas help is far away and evacuation is sometimes needed.

## Mountains, trekking and skiing

Most policies do not cover trekking at altitude, skiing and snowboarding without a separate option. Check up to what altitude the cover applies, whether helicopter or ambulance evacuation is included and, in winter, off-piste riding. For hikes in Svaneti or Kazbegi take insurance with exactly this option.

## Roads and transport

Mountain roads with serpentines and the minibuses on them demand attention, and renting a car or scooter needs a suitable licence. Insurers refuse if the driver had no licence for the right category. Check the terms before renting.

## Healthcare and what else to check

Tbilisi and Batumi have private clinics, options are more modest in the countryside, and stray dogs are a reason to check whether the policy covers treatment after a bite. Check dates, the deductible and exclusions for chronic conditions. This is general information, not a recommendation of a company. Below is a partner insurance card (advertising): compare terms, not only price.